Time Value of Money & Risk

Is a dollar more valuable today or tomorrow? What about a year from now? This introductory-level course covers time value of money (TVM) principles and risk and return. You will review the basic TVM techniques used in evaluating all financial decisions and their cash flow implications. For Risk and Return, you will learn how risk influences investment decisions, and how to calculate risk and rates of return. Further, you will explore the benefits of diversification and the use of the portfolio concept in investing.

Learning Outcomes

• Distinguish between points in time and periods of time as shown by a time line
• Define compounding and discounting
• Compute future value or present value for single payment amounts
• Distinguish between single payments and streams of payments and between uneven streams and annuities
• Solve for the interest rate or time period for simple present value and future value problems
• Define risk
• Describe how risk influences investment decisions
• Calculate risk and rates of return
• Describe how diversification can limit risk
• Explain how diversifiable risk can be lowered using a portfolio approach

Key Features

• Expert-supported Mobile-friendly Accessible Badge and credit-awarding Games & Flashcards Video content Real-world case studies Audio-enabled in app
• Refund Policy
• You may request a refund up to 5 days from the purchase date. The registration fee will only be refunded if less than 10% of the course has been completed. Completion percentage can be viewed on the Course Progress page from within the course.

Notes
This course has an "Ask the Expert" feature, which submits your questions directly to an expert in the field you are studying. Questions are answered as quickly as possible and usually within 24 hours.

This course does not require any additional purchases of supplementary materials.

Learners must achieve an average test score of at least 70% to meet the minimum successful completion requirement and qualify to receive IACET CEU credit. Learners will have three attempts at all graded assessments.

Project Management Institute, PMI, the Registered Education Provider logo, Project Management Professional, PMP, Project Management Body of Knowledge, PMBOK, PMI Agile Certified Practitioner, PMI-ACP, PMI Risk Management Professional, PMI-RMP, the PMI Talent Triangle, and the PMI Talent Triangle logo are marks of the Project Management Institute, Inc.

Information in this course has been taken from A Guide to the Project Management Body of Knowledge, (PMBOK Guide) Sixth Edition, Project Management Institute Inc., 2017.

The following list outlines the PDUs you will earn for completing this course, based on the certification you have.

PMP /PgMP: Technical: 1 Leadership: 0 Strategic/Business: 2 TOTAL: 3
PMI-RMP: Technical: 1 Leadership: 0 Strategic/Business: 2 TOTAL: 3
PMI-SP: Technical: 0 Leadership: 0 Strategic/Business: 2 TOTAL: 2
PMI-ACP: Technical: 0 Leadership: 0 Strategic/Business: 2 TOTAL: 2
PfMP: Technical: 1 Leadership: 0 Strategic/Business: 2 TOTAL: 3
PMI-PBA: Technical: 1 Leadership: 0 Strategic/Business: 2 TOTAL: 3